Terms of Use

1. 1. Acceptance of Terms

   By downloading, installing, or using the App, you agree to these Terms of Use and to Apple's Licensed Application End User License Agreement. If you do not agree, please do not use the App.

2. 2. The Service

   The App provides currency conversion for informational purposes, covering fiat currencies, cryptocurrencies, and precious metals. Exchange rates are obtained from third-party public data sources and are typically updated once per day. Rates may be delayed, estimated, or inaccurate, and may differ from the rates offered by banks, exchanges, card networks, or money changers at the time of an actual transaction.

3. 3. Not Financial Advice

   The App is an informational tool only. Nothing in the App constitutes financial, investment, legal, or tax advice, an offer to exchange currency, or a recommendation of any transaction. Fee previews are illustrative estimates and do not represent actual costs charged by any provider. Always verify rates with your financial institution before making decisions based on them.

4. 4. Subscriptions and Purchases

   Some features require a paid subscription (weekly or yearly, auto-renewing) or a one-time lifetime purchase. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period; the renewal fee is charged within 24 hours before the period ends. You can manage or cancel subscriptions at any time in your Apple Account settings. Where offered, unused portions of a free trial are forfeited upon purchasing a subscription. Prices may vary by region and may change for future billing periods. Refunds are handled by Apple in accordance with App Store policies.

5. 5. Custom Rates

   The App allows you to create custom currencies with rates that you define. Custom rates are stored on your device, are entirely under your control, and are your sole responsibility. Conversions involving custom rates reflect the values you entered, not market data.

6. 6. Acceptable Use

   You agree not to misuse the App, including attempting to disrupt its operation, reverse engineer it except as permitted by law, use it in violation of applicable laws, or misrepresent conversions produced with custom rates as market data to third parties.

7. 7. Intellectual Property

   The App, including its design, code, and content (excluding third-party rate data and content you create), is owned by Yevhen Vinnyk and protected by applicable intellectual property laws. These Terms grant you a personal, non-exclusive, non-transferable licence to use the App on Apple devices that you own or control.

8. 8. Disclaimer of Warranties

   The App is provided “as is” and “as available”, without warranties of any kind, express or implied, including accuracy, availability, merchantability, or fitness for a particular purpose. The Developer does not warrant that rate data will be accurate, complete, or uninterrupted.

9. 9. Limitation of Liability

   To the maximum extent permitted by law, the Developer shall not be liable for any indirect, incidental, consequential, or special damages, or for any loss arising from reliance on rates or information displayed in the App. In any event, total liability shall not exceed the amount you paid for the App in the twelve months preceding the claim.

10. 10. Changes

    The App, its features, prices, and these Terms may change over time. Material changes to these Terms will be reflected by an updated effective date. Continued use of the App after changes take effect constitutes acceptance of the updated Terms.

11. 11. Termination

    You may stop using the App at any time by deleting it. The Developer may suspend or discontinue the App or any feature at any time. Sections that by their nature should survive termination (including disclaimers and limitations of liability) survive.

12. 12. Governing Law

    These Terms are governed by the laws applicable at the Developer's place of residence, without regard to conflict-of-law rules, except where the mandatory consumer protection laws of your country of residence apply.

13. 13. Contact

    Questions about these Terms: support@live-fx.app